Erica Xuewei Jiang

Erica Xuewei Jiang is an Assistant Professor of Finance at the University of California, Los Angeles, Anderson School of Management. Her research focuses on how competition, technology, and policy shape financial intermediation, particularly in areas such as corporate finance, financial intermediaries, and household finance. She examines the distributional consequences of digital banking, the transmission of interest-rate risk, and the effects of collateral valuation on credit supply. Jiang joined UCLA Anderson in 2025, previously serving as an assistant professor at USC Marshall School of Business and a visiting assistant professor at the University of Chicago Booth School of Business. She holds a Ph.D. in finance from the University of Texas at Austin.

Erica Xuewei Jiang is a researcher at UCLA Anderson focused on Financial Intermediation, Household Finance, Financial Regulation, and Real Estate. Her work explores the interplay between monetary policy, bank fragility, and financial inclusion, with a particular emphasis on the impact of regulatory frameworks on financial markets. Jiang's research also examines the role of shadow banks, mortgage market dynamics, and the effects of economic policy uncertainty on financial institutions and households. Her publications analyze topics such as debt relief during crises, collateral value uncertainty, and the implications of digital disruption for banking. Her studies contribute to understanding how financial systems respond to macroeconomic and regulatory changes.