Regular biography
YU Tong is an Assistant Professor in the Department of Finance at Tsinghua University School of Economics and Management. With a PhD in Finance from Imperial College London, YU has contributed to research areas including Financial Intermediation, FinTech, Digital Finance, Banking, Corporate Finance, Financial Regulation, Venture Capital and Private Equity, and Entrepreneurial Finance. YU's work includes publications such as 'Customer Data Access and Fintech Entry: Early Evidence from Open Banking' in the Journal of Financial Economics. YU also holds a position as Senior Associate (Researcher) at the UK Financial Conduct Authority and teaches courses such as Empirical Corporate Finance, Venture Capital and Private Equity, and Finance of Innovation.
Scholar-generated biography
Tong Yu is a finance researcher at the School of Economics and Management, Tsinghua University. Their work focuses on finance, with a particular emphasis on the intersection of fintech and financial services. Yu's research explores how open banking and data access influence fintech entry and small business lending. Their publications, such as 'Customer data access and fintech entry: Early evidence from open banking' and 'Data as collateral: Open banking for small business lending,' highlight the role of data in financial innovation and regulatory frameworks. These studies contribute to understanding the implications of open banking on financial inclusion and market dynamics.