Huan Tang

Huan Tang is an Assistant Professor of Finance at the University of Pennsylvania's Wharton School, Department of Finance. His research interests include FinTech, Digital Economy, Banking, and Consumer Finance. He can be contacted via email at huantang@wharton.upenn.edu or through his personal website at https://fnce.wharton.upenn.edu/profile/huantang. He teaches FNCE1000 - Corporate Finance, which covers topics such as the time value of money, risk and return, and capital structure. His work has been featured in Knowledge at Wharton, discussing topics like data privacy, financial fraud, and fintech lending.

Huan Tang is a researcher at The Wharton School, University of Pennsylvania, focusing on FinTech, Data Economy, Banking, and Consumer Finance. Their work explores the interplay between financial technology and traditional banking systems, examining how peer-to-peer lending and fintech platforms function as substitutes or complements to banks. Tang also investigates the economic implications of data privacy, consumer surveillance, and the welfare costs of asymmetric information in credit markets. Their research highlights the role of data as a networked asset and the impact of data sharing restrictions on financial markets. By analyzing consumer behavior and financial innovation, Tang contributes to understanding the evolving landscape of financial services and data-driven economies.